About Us
Welcome to MKFS
where thoughtful financial planning is guided by purpose, clarity,
and a long-term legacy mindset
Who Are We
Manjiree Kulkarni Financial Services (MKFS) is a trusted financial advisory firm providing structured, life-centric guidance to individuals, families, and businesses. With over two decades of experience, we help clients navigate financial decisions with clarity, discipline, and a long-term perspective.
Our Mission
To guide individuals, families, and businesses in building purposeful wealth through transparent, fiduciary-led financial planning that supports continuity, stability, and enduring legacy.
What We Do
- We offer comprehensive financial guidance across wealth creation, retirement planning, risk management, tax-efficient structuring, and legacy planning—delivered through a disciplined, goal-based approach tailored to evolving life and business needs.
Our 6 Step Process
01.
Discover
We begin by understanding your life goals, values, responsibilities, and financial priorities. This foundation ensures every decision is aligned with what truly matters to you or your organization.
02.
Define
Your goals are translated into clear financial objectives through need-based analysis. We define risk comfort, timelines, and priorities to create a structured planning framework.
03.
Design
We design a customized, goal-driven financial strategy that integrates investments, protection, tax efficiency, and legacy considerations into one cohesive plan.
04.
Develop
The plan is implemented through carefully selected solutions and structures, ensuring simplicity, transparency, and alignment with regulatory and fiduciary standards.
05.
Review
We monitor progress through periodic reviews, adapting strategies to life changes, market conditions, and evolving business or family needs.
06.
Sustain
Our relationship continues beyond implementation. We focus on continuity, discipline, and legacy—helping you preserve wealth, uphold values, and build Viraasat across generations.
Why Choose Us?
A trusted advisory approach built on life-centric planning, disciplined processes, and a long-term commitment to legacy.
At MKFS, financial advice begins with understanding your life goals, values, and responsibilities. Our strategies are designed to support real-life decisions across careers, businesses, families, and generations.
We help clients move beyond wealth accumulation to purposeful legacy planning. Our advisory integrates succession, continuity, and value alignment to ensure wealth is preserved and passed on with intent.
Our advisory excellence is reinforced by industry recognition, including MDRT membership and “Living Legend” award by Kotak Life, reflecting professionalism, ethical standards, and consistent client trust built over decades.
With over 20 years of advisory experience and 1,600+ clients served globally, our team brings deep understanding of market cycles, evolving regulations, and multi-generational financial needs.
Every recommendation follows a clearly defined, goal-driven framework—balancing growth, protection, and timelines rather than reacting to short-term market movements.
We bring together investments, insurance, taxation, retirement, and succession planning into one integrated strategy, ensuring clarity and financial continuity at every stage.
Some Numbers
A snapshot of experience, trust, and long-term advisory relationships built over time.
Years of Advisory Experience
Clients Served Globally
Years of MDRT Membership
Planning Today for a Stronger Tomorrow?
Partner with MKFS for disciplined, life-centric financial planning focused on continuity and legacy.